
UPDATE 2
By Neville SpykermanSHAH ALAM, July 6 — Selangor’s opposition leader is under the spotlight again, this time for allegedly building a palatial mansion which dwarfs the infamous Istana Zakaria built by the late Port Klang assemblyman Datuk Zakaria Md Deros, but in an immediate reaction Datuk Seri Dr Mohd Khir Toyo denied he had spent more than RM20 million on the house.
DAP’s Ng See Lim today revealed documents which allegedly confirms allegations which first surfaced over the Internet months ago that Dr Khir owns the mansion on Jalan Suasa 7/1L in Shah Alam.
The Sekinchan assemblyman said the resort-like home of the former mentri besar had been built on two plots of land measuring over 50,000 sq ft or 1.17acres.
In comparison, Istana Zakaria which brought about the political downfall of the infamous Port Klang assemblyman had 16 bedrooms, 21 bathrooms and built on 43,000 sq feet of land in Kampung Idaman, Klang.
Ng, who produced documents from the State Land Department, said Dr Khir had purchased one lot measuring of 31,794 sq feet for RM2.9 million while another lot measuring 20,427 sq feet was purchased for RM900,000.
He further alleges that the mansion, which sits behind high walls, was built at a further cost of RM20 million.
Speaking to reporters later, Dr Khir said he had bought the home for only RM3.5 million with a loan from HSBC.
“I have nothing to hide. Everything is above board,” he said.
Earlier, Ng had taken reporters to visit the house and alleged that Dr Khir could not have been able to afford the house on his income as a mentri besar.
“The house was built according to Balinese architecture with furniture from Bail, and it also has a pool.”
“I would like Dr Mohd Khir, who was a dentist before becoming mentri besar for eight years, to explain how he accumulated so much wealth that he could afford to build the house that cost at least RM24 million.”
Based on the public income declaration of Tan Sri Khalid Ibrahim, Ng worked out that Dr Khir’s income to be no more than RM48,000 a month while he was mentri besar.
This would come to RM576,000 a year or RM4.6 million while he was mentri besar between August 2000 and March 2008. As mentri besar, Dr Khir would have been barred from engaging in business.
Ng said the Malaysian Anti-Corruption Commission (MACC) must act and investigate how Dr Khir could afford the house.
He said the MACC could obtain all the necessary documents from the land office and did not have to interview him or wait for a report to be lodged.
According to documents given to the press, Dr Khir and his wife Datin Seri Zahrah Kechik had obtained the land from Ditamas Sdn Bhd in 2007 while construction of the house was completed some time this year.
Photographs of the property which show a swimming pool and several buildings first surfaced on the antikhirtoyo.blogspot website on March 20, just before the Umno elections.
Asked about it then, Dr Khir said it was the work of his enemies in Umno.
Dr Khir, who had been a frontrunner in the contest for the Umno Youth chief's post, eventually lost the election to Khairy Jamaluddin.

written by Lou Reed, July 06, 2009
Take note. This amount is just one house in one country owned by one ex-MB in one state. And imagine the amount of national wealth that's robbed by all local, state, and federal level corrupted politicians.
S&P estimated that amount to be at least 300billions - 300,000,000,000.00. How big is that? I guess that amount could at least buy us a few Intel and Sony worldwide operations combined, or hundereds of Penang bridges, or hundereds of KLIA, who knows?
Cukup lah tu. Sedar lah saudara saudari. Negara ni bukan milik Umno. Negara ni milik RAKYAT!
written by tony, July 06, 2009
written by Chan Ching, July 06, 2009
Just look at Tiong"s mansion in the mines!
And all those present and past Ministers!!
written by sharky, July 06, 2009
written by danny, July 06, 2009
I want to become dentist too...
written by Whatsay U?, July 06, 2009
written by swipenter, July 06, 2009
written by red_hot_cily, July 06, 2009
politik longkang!!!!
note: pls vote for bn again for your rest of your life and our country will prosper!!!!!!!!!!!!
written by Trigem, July 06, 2009
written by ken, July 06, 2009
Malaysia Approved Corruption Committee.. !
kalu macc cakap ok.. lu boleh korupt.. then ok.. macc cakap lembu tak boleh korban... lu mati la !
written by monk, July 06, 2009
When the foundation is crooked, the beam of the building is equally crooked.
How can the public support this type of party or its leaders?
written by Lula, July 06, 2009
written by evil spirit, July 06, 2009
written by steamboat, July 06, 2009
of shit.
written by Bee, July 06, 2009
written by Anak Bangsa Malaysia, July 06, 2009
What has MCA Youth Selangor have to say about this new elaborate display of excess by former MB, Khir Toyo? You object against recommendation forms for fear of possible corruption but you keep quiet when actual corruption takes place??? Why? UMNO holding your leash?
written by RobinHood, July 06, 2009
Imagine how we're penalised on late tax payments. How these BN goons easily
escaped with so much............ sickening!
written by anakmalaysia, July 06, 2009
written by rocky, July 06, 2009
Now lets wait to see his explanation and do not hope for MACC to take any action.
Khir 'Disney' Toyo, the racist who claims he is the Islam and Malay fighter and now 1malaysian unity agent ..... cows you can see Khir...but other abuse you do not see when they are from your party. Boleh piiii la
written by Leong Yook Kong, July 06, 2009
written by lasersharp, July 06, 2009
Sigh... everyday I look at my bank account i barely survive... the balance takes years to grow. I need to be a politician.
written by Rookie, July 06, 2009
written by Toyyol, July 06, 2009
written by mahmud abas, July 06, 2009
written by Malaysian, July 06, 2009
When it involves UMNO leaders the Inland Revenue sleeps. They only go after Chinese businessmen who pay the most taxes according to Mahathir.
written by V.Giri Mudeliar, July 06, 2009
Must be sent to prison and be the dentist there for the rest of his life. Will the anti corruption unit take over or will this be another eye-wash. Let us wait and see the drama enfolding.
Mentri Besar of Selangor--you do not have the right that to say you were once the MB. You have every right to say that you were, are and will be a thief.
written by Simon, July 06, 2009
I hope Malaysian are aware what is going on, and not let all these nonsense continue. Next election, use your voting rights for Malaysian's future.
written by Klaw, July 06, 2009
But he is no longer an MB that has RM48k per month salary does he? Unless he only took out a 8 year loan on this home?
written by jijot ni, July 06, 2009
written by razak bagainda, July 06, 2009
Whose money?
You and me.....One malaysia...yeh yeh....
written by Charlie's Angels, July 06, 2009
written by eng, July 06, 2009
bloodyhell these enemies... where do they get so much money to buy the land, build such a mansion and register Khir as the owner .....
he he
written by tito, July 06, 2009
written by kartun merah, July 06, 2009
Please take your time to read my reply on your comment.
Please answer these q's:
1) Please show us the mansion of both individual you've highlighted.
2) How did you calculate the financing? How long was the term you are calculating for the loan? let me share with you some maths here. Or even financing subject will do.
Principal: RM4,600,000
Interest: Estimated at BLR - 2% (5.55% - 2% = 3.55%)
Term: ???? How long? Lets calculate.
If he took the loan for 10 years, monthly repayment should be RM45,595.32
If he took it fo 20 years, installments is at RM26,796.49
Or even at 30 years, it will be RM20,784.66
Ok, here are banks calculations. The installment shouldnt be more than 40% of his monthly salary. So, easy calculation, since he was around 40 years old, maybe he's allowed to take 20 years financing. (If only..) RM26,796.49 = 40% of the salary. So does the salary he earned was RM66,991.30 per month?
Next question. These calculation is only based on the principle of the financing. What about the insurance? Every housing loan must have an insurance. Automatically it will be more than RM4.6m from the total cost.
Third question. Does he have any other loans? Houses? Is it the only house he have? If yes, what about other houses? Fully paid? Hmm..
Wow.. you definitely have to go for more classes rather than barking a lot for him.. He got the house, what about you? Don't be silly. Stop making yourself looking bad as it will make your parents shame on you..
Learn, it will make you clever. Still wondering why some people like you couldnt understand, see, listen and think. Use it, bro. Dont barking like the other UMNOs.
Who lets the dogs out? Woff.. Woff. Woff..
written by Elva, July 06, 2009
written by kartun merah, July 06, 2009
written by Ravi, July 06, 2009
written by Rayna, July 06, 2009
If Azmin, Anwar or anybody also got a mansion, please expose it...dont just say it. Typical pemuda.
written by bad dude, July 06, 2009
written by Rakyat Supremacy, July 06, 2009
written by novice101, July 06, 2009
This is the type of people mm picked and let loose. I am waiting to see what reasons he is going to come up with when the real figures are revealed.
How can a man accumulated such wealth in such short time? On behalf of the people of Selangor, voters of Manek Urai should ask UMNO leaders campaigning there to explain.
written by xiu1tzy, July 06, 2009
is he given a privilige by the income tax department
or is the income tax department also a partner in this pirating; looting and plundering of the raayat monies?
we want malaysian insider to ask these and please be responsible reporter not an UMNO barawa
than k you
written by superyoga, July 06, 2009
It is important that articles must be read by the common Malays and reach every Malay voters to tell them that this ,omies cam be used for the Malay Education for the needy and for the very poor Malays instead of the many Blood Sucker UMNO Politicians!!!
written by John Lim, July 06, 2009
written by lightbow, July 06, 2009
So the malay malaysian were made to believe that Ketuanan Melayu is the right of the malays but none of them get to stay in his mansion but lives in poverty.The malays were brainwash since the beginning that chinese were the one that profit from them but in reality, UMNO politicians were the one who make mansions and bungalows.
written by X-b.END, July 06, 2009
let see if you claimed is true that Anwar & Azmin Ali stay in lavish Mansion. Must understand, thier mansion could not has caused so much as Khir Toyol. They do not abuse the Rakyat Selangor fund just like Toyol. BTW, I tot they were staying only at Bungalow, not mansion.
LGE staying only in rented bungalow also people critise..what man, small bungalow is no where compare to this huge Mansion.
written by The Botak Man, July 06, 2009
He was born in 1965. His age-next-birthday would be 45. Loan tenure would normally end by age 60. That would leave Khir Toyo 15 years to repay his debts. Ignoring the interest or profit element, this would mean a monthly repayment of RM19,444.44.
So for Khir Toyo to repay his debts, he would need to have more than RM20,000 per month income. Given the existing scenario, do you think he is receiving more than RM20,000 income per month?
To finance his lifestyle he probably need RM40,000 to RM50,000 monthly income to cover both debt obligations and daily expenses. I wonder what is his income source and how much he receives every month?
Logically he cannot afford the RM3.5 million nor could he afford the mansion. By the way, early whispers indicated the house cost RM13.5 million. Now RM20 million is quoted. I wonder which is true?
Think...!!!
written by tangkup, July 06, 2009
Orang Jawa menipu orang Melayu Malaysia!!!
written by chialat, July 06, 2009
written by ktak, July 06, 2009
http://www.malaysiakini.com/news/107930
Inilah Rumah Jawa terkaya di Malaysia dan mungkin Asia ?
http://antikhirtoyo.blogspot.com/2009/03/inilah-rumah-jawa-terkaya-di-malaysia.html
Dr Khir Toyo lavish home under scrutiny
http://www.anwaribrahim.info/dr-khir-toyo
written by dsfsadf, July 06, 2009
For perpaduan Melayu, I call all Malays to support Datuk Seri Dr Mohd Khir Toyo and his RM 20 million house. The Malays must fight this chinese pendatang and his call for logic.
Who care how an ex-dentist can afford such an expensive house even on MB pay. It is the right of every AMNO MB to use the nation as their private bank.
For perpaduan Melayu, for 1Malaysia, for AMNO, for ketuanan melayu support Datuk Seri Dr Mohd Khir Toyo and his RM 20 million house. Kaum Melayu give your blind support to this second generation Malaysian. He is javanese, he is Malay.
written by mch, July 06, 2009
If you all (the ministers) think that this fellow is innocent, come and defend and prove it..
If he is really practise corruption, come out and show that you are really fighting for the RAKYAT and, especially UMNO, all this while have been saying fighting for corruption, prove it that you really mean it.
I dare you, especially, MACC!!
written by medusa, July 06, 2009
written by nkkhoo, July 06, 2009
Do you know ALL BN ministers are getting 5% kickback for every ringgit developemt fund in the budget under their ministries? How many billions are stolen each year by BN ministers?
Anwar said the amount is 10 billions eacj year.
I hope you figure out yourself by multuplying 0.05 with total development funds in Malaysian budget?
written by Wali Kota, July 06, 2009
written by Adam Razak, July 06, 2009
written by zakk, July 06, 2009
written by master, July 06, 2009
Save the best for the last ..
I think Pakatan should ready as Najib will call for general election anytime. Issues, issues, issues ! More picture please !
written by KB, July 06, 2009
He was born in 1965. His age-next-birthday would be 45. Loan tenure would normally end by age 60. That would leave Khir Toyo 15 years to repay his debts. Ignoring the interest or profit element, this would mean a monthly repayment of RM19,444.44." - The Botak Man
You CANNOT ignore the interest element! The loan usually double up due to interest. So instead of paying RM19444 a month, he would have to pay about RM39,000 a month from rule of thumb.
written by aka Bulldog, July 06, 2009
written by jungle man, July 06, 2009
That's why M'sia must emulate Taiwan with 2-party system. By this we can vote out the corrupted gov't.
if they misbehaved.
Enough is enough of this BN govt. To these BN goons ...do not confuse the rakyat anymore.
You've taken us for a ride for 52 years. We don't want anymore.
There are so many hardcore poors in M'sia. Why not use these hard earned monies to help them.
This BN gov't. is a poor money manager. See the wastages on PKFZ/spaceman/disneyland/mansions..
.etc. ..& etc.. Enough is Enough.
written by BrightEyes, July 06, 2009
written by rakyat malaysia, July 06, 2009
written by alenac, July 06, 2009
written by lightbow, July 07, 2009
written by Najib..fire Toyo!, July 07, 2009
written by anti anarchist, July 07, 2009
This issue is long been discussed even b4 PRU 12... BPR has done their investigation.. This issue came up just after The great Lim Guan Eng Bungalow Issue... DAP brilliant strategy to divert the attention...
written by kamal, July 07, 2009
written by ex-ROTU, July 07, 2009
"For argument sake let us assume that Khir Toyo did take a RM3.5 million loan from HSBC to build the house. Just for argument, please refrain from applying logic in this case because it doesn't make sense!
He was born in 1965. His age-next-birthday would be 45. Loan tenure would normally end by age 60. That would leave Khir Toyo 15 years to repay his debts. Ignoring the interest or profit element, this would mean a monthly repayment of RM19,444.44." - The Botak Man
You CANNOT ignore the interest element! The loan usually double up due to interest. So instead of paying RM19444 a month, he would have to pay about RM39,000 a month from rule of thumb.
_______________________________________________________
_________
Dear KB,
1. Dr Khir had said in his blog, that he borrow RM 3.5 million from HSBC
2. His loan repayment tenure is 30 years, bank have a discretion to lengthen the tenure, or he may put a co- borrower with a lower age. the Bank will use the younger applicant age for the tenure calculalation
3. if PV = 3.5 million, interest rate = BLR-2 = 3.5%, Tenure,T = 30 years, then his instalment = 15, 716.56
4. Ng worked out that Dr Khir’s income to be no more than RM48,000 a month while he was mentri besar, thus his instalment = 15,716.56/48,000 = 33% of his income. A way below 40% thumb rule limit
Conclusion: He can borrow RM 3.5 million with his income of RM 48,000
Note:
Create an amortization schedule and loan payment schedule in Excel using this free amortization calculator at http://www.vertex42.com/ExcelT...edule.html
written by kartun merah, July 07, 2009
don't tipu2 la.. eventhough u took loan for RM3.4mil, it doesnt mean the house is at that price.. Come on bro.. Even to buy a rumah mampu milik RM45,000 also purchaser need to bay booking, down payment and bla bla cost.. at least purchaser have to pay RM500 or RM1000, the balance can take loan la..
Like your house, opsss... mansion, it doesnt mean the house is at the price of loan applied.. come on la jawa.. enough la tipu2 ni.. dah banyak sgt duit ko rembat ni.. didoakan semoga ko berada dalam lembah kehinaan kerana menipu rakyat, mengambil peluang secara tidak bermoral terhadapa kekayaan negeri, menggunakan jawatan utk kumpul kekayaan dan semua ni ko gunakan utk sara anak bini.. apa nak jadi kat anak ko masa besar nnt..?
Lu pikir la sendiri..
written by Swine Flu, July 07, 2009
The only way out for Khir Toyol is to provide an account on the construction and payment. MACC must ask him to account for the funding of the construction
There is no way I will vote for BN given the way this scoundrel is misusing public funds.
written by Tun Lanang, July 07, 2009
These houses are evidence prima facie to support the assumption that they were involved in corrupt practices. So, to the MACC do your statutary duties to investigate what has been revealed by NG Say Lim.
Otherwise, DAP is advised to take legal action for a writ of mandamus in order to make MACC to do its statutary duties to investigate Khir Toyo.
written by syeikh-alwi, July 07, 2009
alang-alang mencuri biarlah berguni, curi segenggam tidak berbaloi. alang-alang menipu biarlah sampai mati, rugi kalau di dunia hidup merempat. penipu, mencuri adalah satu perkara yang keji bagi satu pihak. tetapi bagi satu pihak lagi menipu dan mencuri adalah kelangsungan bagi meneruskan hidup. bagi mereka yang memikirkan orang lain mereka tidak akan mencuri tetapi bagi mereka yang mementingkan diri sendiri mencuri adalah satu keperluan. yang pasti agama tidak mengajar manusia untuk terus mencuri..kenapa?
written by MB WannBE, July 07, 2009
HSBC will also give me RM3.5mio loan to buy my balinese palace. Now how is he repaying the loan since he is out of a job now?
written by voter, July 07, 2009
How is he so confident on going to serviv and repay the bank loan.? ready cash ada.
written by voter, July 07, 2009
What about his many cars installments?
ANyway, is he still getting RM48k a month salary?
Was HSBC expecting him to be MB for next 30years??
If HSBC had based on even 15 years , the installement would be easily doubled from RM15k to Rm3ok then! SOmething fishy...
written by It's OK, July 07, 2009
written by ex-ROTU, July 07, 2009
the most bank make a projection for 1 year
should the borrower cannot pay....... FORECLOSURE
written by My Nation, July 08, 2009
There's much doubt in this issue.
written by kajang ah fook, July 08, 2009





If the allegations is true, i hope he will get the appropriate 'blessings' in hell.